Bread Financial Holdings, Inc. (BFH) Earnings Call Analysis

NYSE · Financial Services · Credit Services

20/25

Growth 5 Margin 4 Expansion 4 Platform 2 Financial 5

latest quarter score

Earnings Reports

20
Bread Financial (BFH) Q2 2026: Direct-to-Consumer Deposits Reach 50% of Funding, Driving Cost Advantage
July 23, 2026
18
Bread Financial (BFH) Q1 2026: Credit Sales Jump 7% as New Partnerships Fuel Loan Growth
June 16, 2026
19
Bread Financial (BFH) Q3 2025: CET1 Ratio Hits 14%, Unlocking $200M Buyback Expansion
June 16, 2026
20
Bread Financial (BFH) Q4 2025: Direct-to-Consumer Deposits Climb to 48%, Reshaping Funding Model
June 15, 2026
19
BFH Q2 2025: Net Loss Rate Improves 70bps as Credit Quality Tightens, Capital Flexibility Grows
July 24, 2025
16
Bread Financial (BFH) Q1 2025: Direct-to-Consumer Deposits Jump 13% as Credit Quality Stabilizes
July 06, 2025
BFH Q3 2024: $262M Convertible Repurchase Accelerates Deleveraging, Margin Headwinds Persist
October 24, 2024
Bread Financial (BFH) Q2 2024: Net Loss Rate Peaks at 8.6% as Credit Tightening Moderates Risk
July 25, 2024
BFH Q1 2024: CFPB Rule Drives 20% Revenue Hit, Forcing Rapid Pricing and Credit Realignment
April 25, 2024
15
Bread Financial (BFH) Q4 2023: CFPB Rule Poses 25% Revenue Risk, Forcing Strategic Credit Tightening
January 25, 2024
Bread Financial (BFH) Q3 2023: Net Loss Rate Climbs to 6.9% as Credit Tightening Accelerates
October 26, 2023
14
Bread Financial (BFH) Q2 2023: Direct-to-Consumer Deposits Jump 51% as Credit Tightens, Margin Levers in Focus
July 27, 2023
Bread Financial (BFH) Q1 2023: Direct-to-Consumer Deposits Surge 70%, Reshaping Funding Mix
April 27, 2023

Browse all companies